Auto & Motorcycle

You know you must have it, but did you know that there are many different kinds of auto & motorcycle insurance? It’s important to find the policy that is right for you, not simply the cheapest kind available.

Here at Business Insurance Associates in Crofton and Bel Air, MD, we build relationships with our clients, so that we can provide them with individualized coverage at a great price!

We know how to find all the discounts and low rates on auto insurance that you may not be able to find by yourself. We partner with some of the best and most respected insurance companies in the country, so you know you’re getting the best possible coverage for the lowest price around.

States require that you carry Auto Insurance

Different states have different requirements for auto insurance. Depending on which state you live in, you may be required to carry:

• Liability—in an accident, this only covers the other people involved and their vehicles.
• No-fault—which covers you and your passengers’ medical bills and related expenses resulting from a car accident.
• A combination of the two.

From Basic Coverage to Comprehensive Auto Insurance

While you may be required by law to carry a basic level of insurance, that may not be enough to protect you from many types of accidents. Also, if you are making loan payments on a car, your lender may require you to carry full coverage.

Additional layers of auto insurance include:

Collision Insurance—which covers damage to your vehicle caused by an accident. Coverage varies, depending on your deductible.

Comprehensive Insurance—covers damage other than collision, like fire, flood, theft, and vandalism.

Roadside Assistance

Rental Car Reimbursement